Zealth Terms of Use

The following terms and conditions (this “TOS”) govern the use of the zealthapp.com website and all domains, webpages, sub domains and subparts therein contained (the “WEBSITE”).

All services available through the Website are provided by Zealth. (“ZEALTH”).

The WEBSITE and all services (collectively, the “SERVICES”) are offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies and procedures that be published from time to time on the WEBSITE by by ZEALTH (collectively, “THE AGREEMENT”).

By using or accessing any part of the WEBSITE you agree to become bound by all of the TOS of this agreement. If you do not agree to all of the TOS contained in this agreement then you may not access the Website or use any of its SERVICES.

ZEALTH provides a quick and easy method for managing personal finances and tracking household budgets.

Payments are transacted through Stripe (“Facilitated Payment Mode”, or “FPM”).

1. Modification Of These Terms

ZEALTH reserves the right, at its sole discretion, to modify or replace any part of this TOS at any time. It is your responsibility to check this TOS periodically for changes. Your continued use of or access to the Website following the posting of any changes to this TOS constitutes acceptance of those changes. If any change to this TOS is not acceptable to you, you must cease accessing the WEBSITE and its SERVICES.

2. Conduct

2.1 Your Use of These Services

ZEALTH hereby grants you a non-exclusive, non-transferable, non-sublicensable right to access and use the SERVICES solely for the purposes of browsing the WEBSITE, importing and managing personal financial data on the WEBSITE, in each case in compliance with the TOS.

You must not:

2.2 Your Registration Obligations

By registering an account on the WEBSITE you agree to:

2.3 Your Account Security

By registering an account on the WEBSITE, you are fully responsible for maintaining the security and confidentially of your account. You are fully responsible for all activities that occur under your account, including, without limitation, all actions by sub-users with access your account. You agree to immediately notify ZEALTH of any unauthorised access to your account.

ZEALTH will not be liable for any loss, damage or other liability arising from your failure to comply with this section of the TOS or from any unauthorised access to or use of your account.

3. Content

3.1 Your Content

If you register on the WEBSITE and post any links, videos, audio files, photographs, graphics or computer software (“CONTENT”) you hereby grant ZEALTH a non-exclusive, worldwide, royalty-free, transferable sub-licensable right to use, reproduce, adapt and your CONTENT, in whole or in part for any purpose whatsoever.

You are entirely responsible for your CONTENT and any harm resulting from your CONTENT. By making your CONTENT available through the SERVICES, you agree not to:

ZEALTH will not be liable for any loss, damage or harm resulting from the posting of your CONTENT. ZEALTH reserves the right to, in it’s sole discretion, refuse or remove any content that, in ZEALTH’s reasonable opinion, violates any ZEALTH policy or is in any way harmful. ZEALTH reserves the right to terminate or deny access to the use of the WEBSITE and or SERVICES to any individual or organisation for any reason in ZEALTH’s sole discretion.

3.2 Site Content

ZEALTH has not reviewed, and cannot review all of the material posted to the WEBSITE. ZEALTH does not represent, or imply that it endorses any material posted to the WEBSITE. You are responsible for taking the necessary precautions to protect yourself and your computer from any malicious software, such as worms, malware, spyware, Trojan horses or other destructive or harmful content.

The WEBSITE may contain content that is unlawful, harmful, threatening, abusive, harassing, pornographic, tortuous, defamatory, vulgar, obscene, libelous, racist or invasive of another persons privacy as well as technical inaccuracies, typographical mistakes and other errors.

The WEBSITE may also contain material that infringes any patent, trademark, copyright, trade secret or any other intellectual property or proprietary rights of any individual or organisation.

ZEALTH has not reviewed and cannot review material included on third party websites which is made available through the websites and webpages to which ZEALTH links to. ZEALTH does not have any control over material made available on websites other than the WEBSITE.

ZEALTH accepts no responsibility for any harm, loss or damage as a result of CONTENT posted to the WEBSITE, made available through the SERVICES or made available on third party websites other than the WEBSITE.

4. Payment

When using a FPM, you effect the applicable monetary payment transaction through the FPM service and are bound by the applicable terms of use governing the FPM service.

4.2 Refunds

You may cancel your subscription at any time using the “Close your account” link to your account section. We do not offer refunds.

5. Termination

ZEALTH, in its sole discretion, may terminate access to your account, accounts or any part of the SERVICES with or without cause and with or without notice, effective immediately. ZEALTH may remove and discard any and all of your CONTENT within the SERVICES at any time and for any reason or no reason. If you wish to terminate this AGREEMENT, you should discontinue to use this WEBSITE.

All provisions of this TOS that by their nature should survive termination of your right to use the SERVICES shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

6. Service Modifications

ZEALTH reserves the right at any time to, and from time to time may modify, suspend or discontinue, temporarily or permanently, the SERVICES or any part thereof the SERVICES for any reason or for no reason with or without notice. You agree that ZEALTH shall not be liable to you or to any third party for any modification, suspension or discontinuation of the SERVICES.

7. Intellectual Property

This AGREEMENT does not transfer from ZEALTH to you any ZEALTH or any third party intellectual property and all rights and such property will remain solely with ZEALTH.

8. Trademarks

Service marks, graphics and logos used in connection with the WEBSITE may be the trademarks of third parties. Your use of the WEBSITE grants you no right or license to reproduce or otherwise use any ZEALTH or third-party trademarks.

9. Disclaimer of Warranties

All SERVICES are provided “AS IS”. ZEALTH hereby disclaims all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement.

ZEALTH makes any warranty that the WEBSITE or SERVICES will be error-free or that access to the SERVICES will be continuous or uninterrupted. You obtain content or services through, the WEBSITE at your own discretion and risk.

10. Limitation of Liability

ZEALTH and it’s suppliers or licensors shall not be liable with respect to any subject matter of this AGREEMENT under any circumstances, contract, negligence strict liability or other legal theory for:

11. Indemnity

You agree to defend, indemnify and hold ZEALTH and its affiliates, suppliers, contractors and licensors and their respective directors, officers, employees and agents and other partners from and against all claims and expenses, including attorneys’ fees, accounting fees arising out of your use of the WEBSTE, including but not limited to your violation of this AGREEMENT.